Terms for Personal Accounts

Code Chain Creations – FZCO Version 1.2 · Effective date: 13 November 2026 · Last updated: 12 November 2026

These Terms are an agreement between Code Chain Creations – FZCO, a free zone company licensed by the International Free Zone Authority (IFZA), licence no. 42369, IFZA Business Park, DDP, Dubai Silicon Oasis, Dubai, United Arab Emirates ("CCC", "we", "us"), and you, the individual who opens a personal account ("you").

You accept these Terms by ticking the box when you register on our website or by confirming in our Telegram bot. Our Privacy Notice for Personal Accounts explains how we handle your data. Business workspaces are governed by our Terms of Service, not by these Terms.

1. Your personal agent

1.1 The service. A personal account gives you your own AI agent (the "Agent") on our website and in our Telegram bot (together, the "Service"). The Agent answers your messages, helps you work through tasks and prepares drafts, summaries and suggestions. To do this, we send your messages and files to third-party artificial intelligence models (the "AI Providers"). Their replies (the "Output") are shown to you without review by a person.

1.2 The Agent is AI. The Agent is not a person. Output may be wrong, incomplete or out of date, and it may sound more certain than it is. Output is not legal, medical, financial, tax or other professional advice. Check Output before you rely on it. You make your own decisions.

1.3 Messages to others. The Agent may prepare drafts of messages. You send each one yourself. The Service does not send messages in your name.

1.4 Minimal data. To use the Service you need only a log-in name, a password and an e-mail address. If you register in our Telegram bot, your Telegram account replaces the log-in name and password. We do not ask for your real name, phone number, address, identity documents, card details, passwords or one-time codes, and the Agent is set up not to ask for them. Never send passwords or codes to anyone, including the Agent.

1.5 Development. The Service is under active development. Functions shown as "planned", "preview" or "coming soon" are not part of these Terms until we release them.

2. Your account

2.1 Who can open one. You must be at least 18 years old. A personal account is for your own use, not for a business. For business use, open a business workspace under our Terms of Service.

2.2 One person, one account. Keep your log-in details safe and do not share your account. Tell us promptly if you think someone else has used it. You are responsible for what is done through your account, unless it happened through our fault.

2.3 Telegram. If you use our Telegram bot, Telegram's own terms and privacy policy also apply to your use of Telegram.

3. Invitations

3.1 By invitation only. You can register only with an invitation code. Codes are given by us or by an existing account holder.

3.2 Inviting others. You may invite people you know. Do not sell codes, do not send them as spam, and do not advertise in our name. If you promote the Service publicly, for example on social media, you do so in your own name and you must follow the advertising rules that apply to you, including any permit they require. Do not promise anyone income or results that we have not promised.

3.3 Record of invitations. We record which code was used for each registration and who invited whom. We use this record to run invitations and the referral programme and to prevent abuse. The person who invited you sees how many people registered with their code and the rewards earned, but not your log-in name, your messages or your files.

4. Subscription

4.1 Price. A personal account costs USD 20 per month, unless a different price or offer is shown to you before you pay. Payment is not available yet. Until we switch it on, the account is free of charge, and we will never charge you without your own clear action.

4.2 Paying. Before you pay, you will see the price, the billing period, any taxes and these cancellation terms. The subscription renews every month until you cancel. We issue an invoice for each payment. Payments are processed by a licensed payment provider. We do not see or store your full card details.

4.3 Cancelling. You can cancel at any time in your account. Cancellation takes effect at the end of the month you have paid for, and you keep access until then.

4.4 Refunds. If you were charged by mistake, we refund that charge. If the Service does not work as described through our fault and we do not fix it within a reasonable time, we refund the affected period. We do not refund part of a month when you cancel, unless the law requires it.

4.5 Price changes. We do not change the price of a month you have already paid for. We tell you about a new price at least 30 days before it applies. If you do not agree, you can cancel before it applies and pay nothing at the new price.

5. Referral programme

5.1 Run by our partner. The referral programme is run by an independent company (the "Referral Partner") in its own name and under its own terms. The Referral Partner, not CCC, decides on and pays rewards, and any agreement about rewards is between you and the Referral Partner. We will show the Referral Partner's name and a link to its terms in your account. Until then, the programme is not active and we only record invitations.

5.2 How rewards are counted. Under the Referral Partner's current offer, you receive USD 10 for each month of subscription paid by a person who registered with your invitation code. Rewards count only for people you invited directly, not for people invited by them. A month counts only after we have received the payment and it can no longer be refunded or disputed. Your own account, accounts you control, fake or duplicate accounts, and refunded or reversed payments do not count. There is no fee to join, and no one promises you any income.

5.3 Payouts. The Referral Partner pays rewards by the methods it offers, under its own rules on payout details, checks and fees. CCC does not make payouts, does not hold rewards and does not handle money for you.

5.4 What we share with the Referral Partner. To count rewards, we give the Referral Partner your invitation code and the number of paid months counted for it. We do not give it your messages, your files, or the log-in names of the people you invited.

5.5 Taxes. You are responsible for any taxes on your rewards in your country.

5.6 Changes to the programme. We or the Referral Partner may change or end the programme for the future by telling you at least 30 days in advance. Months already counted before the change remain counted.

6. Acceptable use

You must not use the Service:

• (a) in breach of any law, or to harm, harass, deceive or defraud anyone;
• (b) to create or send spam or malware, or content that infringes the rights of others;
• (c) to obtain direct access to the AI models, to resell the Service, or to extract our instructions or software;
• (d) to get around security or usage limits, or to create accounts or invitations automatically;
• (e) in breach of the usage policies of the AI Providers;
• (f) to send information about other people that you have no right to share.

We may set reasonable usage limits to protect the Service. We show the current limits in your account.

7. Your content

7.1 Ownership. Your messages, your files and the Output prepared for you are yours, to the extent the law gives anyone rights in them. You allow us to use them only to provide, secure and support the Service for you, and as described in clause 7.3 and in our Privacy Notice.

7.2 What you choose to send. Please do not send identity numbers, card details, passwords, codes, health information or information about other people unless you really need to. If you do, it is your choice, and you confirm that you have the right to share it. You can ask us to delete messages, files or your whole account through the Contact form on our website.

7.3 Improving our agents. We do not sell your content, and we do not ourselves train AI models on it. We may create anonymised and aggregated information from the use of the Service that does not identify you or any other person, and use it to improve and train our own agents and software. We do not use it to train third-party AI models.

7.4 AI Providers. AI Providers handle data under their own terms and may keep it for safety, abuse monitoring or legal reasons. If a function would send your data to an AI Provider that may use it to train its models, we ask for your separate consent first.

8. Changes

8.1 Changes to the Service. We may change the Service to develop or improve it, or for reasons beyond our control, such as a change made by an AI Provider. We tell you in advance about changes that affect you.

8.2 Changes to these Terms. If a change to these Terms reduces your rights or increases what you pay, we ask you to accept it in your account or in the Telegram bot before it applies to you. If you do not accept, you can cancel, and we refund any unused part of a paid month. Other changes, such as corrections and clarifications, apply after we tell you about them.

9. Availability and liability

9.1 Care. We provide the Service with reasonable skill and care. It depends on AI Providers, hosting providers and Telegram, and it may sometimes be interrupted. While the Service is free of charge, it is provided "as is".

9.2 Your decisions. We are not responsible for decisions you take on the basis of Output, because you make them yourself.

9.3 Limit. To the extent the law allows, we are not liable for indirect loss or loss of profit, and our total liability to you is limited to the greater of (a) the amount you paid us in the 12 months before the event and (b) USD 100.

9.4 What is not limited. Nothing in these Terms limits our liability for fraud, wilful misconduct or gross negligence, or any right you have under consumer protection law or any other law that cannot be excluded by agreement.

9.5 No personal claims. Claims under these Terms may be made only against CCC, and not personally against its shareholders, managers, employees or contractors. This does not apply to fraud, gross negligence, a harmful act for which the law does not allow liability to be excluded, or any other liability that cannot be excluded by law.

10. Ending your account

10.1 By you. You can ask us to delete your account at any time through the Contact form on our website.

10.2 By us. We may suspend or close your account if you seriously breach these Terms, if a court or authority requires it, or if this is needed to protect the Service or other people. Where we can, we tell you the reason first and give you time to fix the problem. If we close your account and it was not your fault, we refund any unused paid period. We may also stop offering personal accounts by telling you at least 30 days in advance and refunding any unused paid period.

10.3 After deletion. We delete your data as described in our Privacy Notice.

11. Law and disputes

11.1 These Terms are governed by the laws of the United Arab Emirates as applied in the Emirate of Dubai.

11.2 If you have a complaint, contact us first through the Contact form on our website. We will try to resolve it within 30 days.

11.3 The courts of Dubai have jurisdiction. This does not take away your right to complain to a consumer protection authority. If you live outside the UAE, you also keep any protection that the law of your country gives you and that cannot be excluded by agreement.

12. General

12.1 Language. These Terms are made in English. We publish Russian and Ukrainian translations and provide an Arabic version on request. If the versions differ, the English version prevails, unless the law requires otherwise.

12.2 Electronic acceptance. These Terms are concluded electronically. We keep a record of your account, the versions of the documents you accepted, the date and time, and technical data that helps prove the acceptance.

12.3 Notices. We send notices in your account or in the Telegram bot. You can contact us through the Contact form on our website.

12.4 Transfer. We may transfer these Terms to a successor of our business. We will tell you, and you may then cancel and receive a refund of any unused paid period.

12.5 Severability. If any provision is invalid, the rest remains in force.